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Your Home Town Agent

Providing Insurance Protection for Individuals, Families & Businesses since 1980

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Home Insurance

Protect your house, slab to shingle, against weather.

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Auto Insurance

Coverage that follows you across Maryland's highways.

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Umbrella Insurance

Umbrella coverage offers extra liability protection.

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Renters Insurance

Ensure secure renting with our renters insurance.

Allstate
Berkley
CNA
Geico
Nationwide Insurance
The Generak
Travelers

Coverage Types

The Right Coverage Starts Here

From your home to your business and everything in between, we help you find the right protection with clarity and confidence.

Personal Insurance

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Protect your home, car, and lifestyle with coverage tailored to your everyday risks.

Commercial Insurance

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Keep your business protected with smart coverage for property, liability, and operations.

Life & Health Insurance

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Protect your family’s future with life and health plans built around your needs.

Coverage Options

Detailed Protection, Built Around You

Personal Insurance Includes:

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Auto Insurance

Stay protected on the road with coverage that fits your driving habits and budget.

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Life Insurance

Provide financial security for your loved ones with plans designed for every stage of life.

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Health Insurance

Get access to quality care with health plans tailored to your needs and lifestyle.

Business Insurance Includes:

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General Liability Insurance

Protect your business from claims involving injuries, damages, and legal expenses.

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Workers’ Compensation

Support your employees and stay compliant with coverage for workplace injuries.

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Commercial Property Insurance

Safeguard your building, equipment, and assets from unexpected losses.

Why choose us?

Protection Backed by People Who Care

Since 1980, J.E. Schenk & Associates has helped individuals, families, and businesses make smarter insurance decisions with personal guidance, trusted carriers, and dependable service.

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A Legacy of Trust Since 1980

For over four decades, we’ve helped local families and businesses protect what matters with honest advice and dependable coverage.

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Local Service, Personal Guidance

You’ll work with real people who take the time to understand your needs and help you make confident decisions.

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More Choices, Better Coverage

As an independent agency, we compare top-rated carriers to help you find the right protection at the right price.

Comparison Table

A Clearer Way to Compare Insurance Coverage

Trusted by Families and Businesses Like Yours

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5 stars

Talk to Us or Get Started Online

Need Help Right Now?

Most visitors start here when they need help after hours.

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Tips, Guides, and Insurance Advice

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Auto Insurance in Ellicott City, MD: Costs, Carriers and Local Tips

By J.E. Schenk & Associates • July 18, 2026
Shopping for auto insurance in Ellicott City, MD? Learn what Maryland requires, what drives local rates, and how to save without cutting critical coverage.
Commercial Insurance

Why Spring Is the Best Time to Review Business Insurance

By J.E. Schenk & Associates • May 6, 2026
Discover why spring is ideal for reviewing your business insurance, what to evaluate, and how to optimize your coverage before the busy season. Expert tips inside.
Home Insurance

How Your Roof Can Impact Home Insurance Costs

By J.E. Schenk & Associates • May 6, 2026
Discover how your roof's age, material, and condition impact homeowners insurance rates and what you can do to lower your premiums. Expert insights inside.

Frequently Asked Questions

Helpful Answers Before You Get Started

  • How do I know what insurance coverage I need?

    Our team takes the time to understand your situation and recommend coverage that fits your needs, goals, and budget.

  • Can you compare quotes from multiple insurance companies?

    Yes. As an independent agency, we work with several trusted carriers to help you compare options and find the best value.

  • Do you only serve clients in Maryland?

    No. We are licensed in multiple states, including Maryland, Pennsylvania, Virginia, Tennessee, Texas, North Carolina, Georgia, and West Virginia.

  • What types of insurance do you offer?

    We provide personal, business, life, and health insurance solutions, including home, auto, liability, workers’ compensation, and more.

  • How can I get a quote?

    You can request a quote online, give us a call, or speak directly with our team for personalized guidance and coverage options.

HQ Address

Our Location

Ellicott City

Address

3675 Park Avenue, STE 201, Ellicott City, Maryland 21043, United States

Business Hours

Mon - Fri : 09:00 am - 05:00 pm

Contact

No obligation · No sales pressure

Not Sure If You’re Properly Covered?

Insurance shouldn’t be confusing or overpriced. We’ll walk you through your options, answer your questions, and help you find coverage that fits your needs and your budget.