J.E.Schenk & Associates, Inc. offers you: personal attention, friendly service, competitive pricing and an experienced staff of reliable professionals.
Agency principals, Jimmy Schenk, Pete Schenk and Doug Schenk have over 83 years of combined experience specializing in auto insurance, home insurance, business insurance and life insurance. Jimmy, Pete, and Doug are all active members of the Ellicott City community and regularly participate in local charitable, religious and volunteer organizations.
J.E. Schenk & Associates, Inc. has been serving the insurance needs of individuals, families and businesses in Metropolitan Baltimore and surrounding counties since 1980.
As a growing Agency, we are here to serve the needs of the community and are ready to help our Policyholders manage the insurance risks they may face. Our promise to Policyholders is to carry on the dedication to personal service started by our father James E. Schenk, Sr. in 1980. His goal of personal service gave our Agency the motto “Your Home Town Insurance Agent”. We strive to carry on this legacy.
Our philosophy is the same as Erie Insurance Group, “To provide our Policyholders with as near perfect protection, as near perfect service, as is humanly possible, and to do so at the lowest possible cost.”
An Independent Advantage
We are Independent Agents in Ellicott City, Maryland, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. J.E. Schenk & Associates, Inc. represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn’t have a choice!
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, car insurance, home insurance or businessowner policy — you wouldn’t have a choice. The only solution would be going to that one company.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.
An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, whether it’s for your home, your car or your business, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, it’s up to you to make the final choice.